Terms of Use

Last updated: 9 November 2026

These terms apply when you use MTChat (chat.mt-labs.net), run by Mind Theory & MTLabs in Singapore ("we", "us"). By using MTChat, you agree to them. You must be at least 13 to create your own account. If you are 13 to 17, a parent or guardian must agree to these terms for you. Children under 13 may use MTChat only through an account set up by their school, with a parent's consent.

1. The service

MTChat is an AI chatbot to help users with writing, learning, creating images, editing files and coding. You can try it as a guest with a daily chat limit, or sign in with an account that we or your school approve. MTChat is meant for users in Singapore. It is not available in some countries and regions, and we may block or limit access from any location at any time. We may change, limit or pause features at any time, and we do not promise the service will always be available.

2. Your account

• Give true details when you sign up, and keep your password private.
• You are responsible for what happens under your account.
• Tell us straight away if you think someone else is using it.

3. Using MTChat responsibly

Do not use MTChat to:

• break the law, or help anyone else break it;
• bully, harass, threaten or harm anyone;
• create sexual, violent, hateful or other harmful content, or try to get past our content filters;
• make fake images of real people, or share other people's personal data without their permission;
• cheat in tests or exams, or hand in AI work as your own when your school does not allow it;
• attack, overload, scrape or try to break into the service.

We may block content, limit use, or suspend or close accounts that break these rules.

4. AI can be wrong

AI answers can be inaccurate, incomplete or out of date, even when they sound sure. Check important facts against trusted sources. MTChat is a learning tool. It does not give professional medical, legal, financial or mental-health advice. If you are in distress, talk to a trusted adult or call the Samaritans of Singapore (SOS) on 1-767.

Our filters help block harmful content, but they cannot guarantee that every harmful message or image is caught. If you see something inappropriate, please tell your teacher or contact us.

5. Your content

You keep ownership of what you upload and create. You give us permission to store and process it only to run the service for you. We do not use it to train AI models. You are responsible for having the right to upload what you upload.

6. AI-generated images

Images made on MTChat are created automatically by AI from your prompts. You are fully responsible for how you use, publish or share them.

We are not responsible for any copyrighted, trademarked or otherwise protected material that your prompts may produce. Before using any image commercially, you must make sure it complies with all laws that apply where you are.

7. Our content

The MTChat name, logos, website and software belong to us or our licensors. The AI models we run are open-source and are used under their own licences.

8. Liability

MTChat is provided "as is". As far as the law allows, we are not liable for any loss caused by relying on AI answers, losing data, or the service being unavailable. Nothing in these terms limits liability that cannot be limited under Singapore law.

9. Ending use

You can stop using MTChat and ask us to delete your account at any time. We may suspend or close accounts that break these terms.

10. Changes

We may update these terms. We will change the date at the top, and tell signed-in users about important changes. If you keep using MTChat after that, you accept the new terms.

11. Law

These terms are governed by the laws of Singapore, and Singapore courts have jurisdiction.

12. Contact

Email [email protected] with the subject "MTChat Terms of Use Enquiry". How we handle personal data is set out in our Privacy Policy.